Fire Protection Classification Improves in Chowchilla, which may lower insurance rates
Chowchilla, CA – The Insurance Services Organization (ISO) notified the City of Chowchilla (City) that its public protection classification (PPC) has improved since its last review five years ago.
ISO’s PPC program plays an important role in the underwriting process at insurance companies. Most U.S. insurers, including the largest ones, use PPC information as part of their decision-making when deciding what businesses to write, coverages to offer, or prices to charge for personal or commercial property insurance. During a PPC evaluation, ISO considers three areas: emergency communications, water supply, and fire department capabilities.
“During their most recent review, ISO improved our classification from a 6 to a 4. A lower number means less risk of loss due to fire,” explained Fire Chief Fred Gaumnitz. “Improvements came from updated dispatch technology, improved water system infrastructure, and a large portion came from enhancing our firefighter training program, bringing on additional volunteer firefighters, and our new hydrant inspection and repair program.”
The improved ISO classification is expected to boost the City’s economic development efforts as public protection, and insurance rates play a significant factor for businesses considering relocating or expanding. Already in a prime location between Los Angeles, Sacramento, and San Francisco and with easy access to Highways 99 and 152, Chowchilla has seen a recent increase in prospective businesses inquiring with the City. The improved ISO classification is expected to bolster Chowchilla’s chances with development brokers.
“This is great news for our community,” stated Mayor Diana Palmer. “Not only are we a safer community, but we are in a better position to attract more businesses and jobs to Chowchilla.”
According to Chief Gaumnitz, many of the Fire Department improvements have been made possible by the passage of Measure N, a public safety sales tax passed by City voters in November of 2018.
“Our fire department is in a better position to protect our community today because of Measure N,” stated City Administrator Rod Pruett. “Chowchilla residents passed the sales tax measure expecting improvements in public safety, and this is just one example of that investment paying off.”
The new ISO classification is effective on April 1, 2021. Property owners are encouraged to contact their insurance providers to determine if their rates will be reduced.